Short Selling Homes with Confidence
Are banks and lenders accepting short sales in 2025?
Yes—banks are still approving short sales as a formal alternative to foreclosure. Most major servicers—such as Bank of America, M&T, U.S. Bank, Fifth Third, PNC—and FHA-backed loans offer structured short sale programs.
How do I know if I am eligible?
Approval depends on documented hardship, being upside-down in your mortgage, and following the bank’s specific program guidelines.
How long does it take?
Timeline is typically 60–120 days, sometimes longer if multiple liens or paperwork issues arise.
How do I move forward? Do I need to contact my bank?
You may contact your bank, or you may meet with one of our real estate agents that can assist you and make the phone calls on your behalf.
What if I have a have a HELOC loan as well?
We are familiar with the process of short selling more than one lien holder on a property. You may contact us for our services.
How are you, the real estate company, compensated?
Aside from listing the property with you, the short sale processing expense is invoiced to the buyer of the property. As a seller, you will not incur this additional expense.